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We all have bank accounts, credit cards, insurance policies, healthcare accounts, the list goes on. Many are online. There are so many of these to remember, the URL to go to for access, phone numbers, account numbers, and an access login and password–preferably one that is complex and hard to guess.
The challenge is how do you keep track of all of this information in a way that is secure, yet easy to access, that's stored in multiple locations so it's unlikely to get lost, and that you can make available to your next-of-kin if necessary?
We will discuss a solution that your presenter uses to solve all of these challenges in a cost affordable–free–way.
And, hard to remember passwords
From Feb, 2017: https://sites.psu.edu/hacking/2017/02/17/how-to-guess-a-password/
Recent from WikiHow: https://www.wikihow.com/Guess-a-Password Gives a set of steps to follow to guess someone's password.
How long to crack: From Kim Komando March 2021
Length | numbers only | lowercase letters | U/L letters | Numbers, U/L | Numbers, U/L, Symbols |
---|---|---|---|---|---|
10 | instantly | 58 min | 1 month | 7 months | 5 years |
11 | 2 secs | 1 day | 5 years | 41 years | 400 years |
12 | 25 seconds | 3 weeks | 300 years | 2000 years | 34k years |
13 | 4 mins | 1 year | 16k years | 100k years | 2m years |
14 | 41 mins | 51 years | 800k years | 9m years | 200m years |
15 | 6 hrs | 1k years | 43m years | 600m years | 15 bn years |
Of course technology will improve over time and shorten these brute force crack times.
You should assume that the attacker knows a lot about you: e.g., Facebook. Guessable things like the following have no business being in your password (or as one the answer to any of your recovery questions):
Method | Plusses | Minuses |
---|---|---|
Piece of paper | Free, flexible | Loss. Smudges/can't read writing. Processed by washing machine. Someone else can get. You create the passwords. |
Sticky note attached to computer | Free | Can be seen or stolen by others. Fall off/loss. Smudges/can't read writing. Only available on computer its posted. You create the passwords. |
Spreadsheet | Free, flexible | Where do you store it. Overwrittenable by accident. You create passwords. |
Password Manager | Free, or paid. Can produce good passwords in one spot. Backupable. | Where are passwords stored. Possible breech if stored online. Loss or theft if stored in thumb drive or your computer. |
or there's this option,
credit to John McPherson of Close to Home:
If a human is going to guess the password then make it unhuman. Consider: a password “safe”. Here are some alternatives, many are free or have free options.
You can also do a DuckDuckGo (or Google if you're still using Google) search for “Best Password Managers” and look for those with recent information.
All of these offer login and text note storage in a secure vault protected by your master password, and can generate (and store) strong passwords.
Following data updated 2/25/2025. There are MANY other options, these are a few. You should study all of the features and drawbacks of any option you consider or select as information may change.
Manager | Free version. | Paid version. | Cost. | platforms |
---|---|---|---|---|
www.lastpass.com | Access on one device type (computer or mobile) | 1GB encrypted cloud storage Multifactor Authentication (MFA) Contingency plan (loved one access in emergency) | Free for one device type; $36/yr 1 user, $48/yr 6 users (group and share items, family manager) | Browser based. Win, Mac, Linux, Mobile |
www.dashlane.com | One device, secure sharing | unlimited devices, 1GB max, VPN | Free (1 device, 25 passwords); $48/yr (many devices, passwords, and passkeys) | Browser based. Win, Mac, iOS, Android |
keepersecurity.com | no free option | (Personal) no limits on storage, devices, sharing; (family) 5 vaults, 10GB secure storage | Personal $35/yr, Family $75/yr | App: Mac, Windows, Linux, iOS, Android; Browser extension |
www.roboform.com | one device | sync across devices, cloud backup, web access. Family plan is 5 users. | website lists prices in Pounds. Personal: $16.68/1yr, $45.14/3yr, $69.60/5yr Family: $33.40/1yr, $90.20/3yr, $139.30/5yr | Windows, Mac, iOS, Android, Linux, Chromebook, Browsers |
bitwarden.com | Unlimited pw, passkeys, devices | 2FA, emergency access, share w/1-6 people | $10/yr one user, $40/yr up to 6 users | Windows, Mac, Linux, iOS, Android, Browsers |
https://1password.com/ | no free version, only paid, 2wk free trial | unlimited pw & devices, 1GB storage, 2FA. | Individual: $36/yr, Families (5 family members): $60/yr | Mac, Win, Linux, iOS, Android, Browsers |
https://nordpass.com/ | unlimited pw, notes also, credit cards | emergency access, multiple device access | Premium $20/yr, Family (6 accts) $44/yr | Win, Mac, Linux, Android, iOS, Browsers |
https://keepass.info/ KeePassXC | * Can run from USB * Many customizable options * A little intimidating? You judge. | FOSS1) - there is no paid version – all features in free version Many ports, with different features and UI | Note, no cost. Does not provide place to store the Password Safe, that's up to you | Windows, Android, iPhone/iPad, Mac, Chromebook, Blackberry, Linux, and more |
KeePassXC is a KeePass port, see Tech Radar's review: https://www.techradar.com/reviews/keepassxc. It's free but accepts donations.
Refs:
If you're looking for a fast answer…here's my thoughts
I am interested in your thoughts on these, and other, possibilities you like!
From https://sites.psu.edu/hacking/2017/02/17/how-to-guess-a-password/
Lawrence Lee
February 19, 2017 at 12:07 am
While I do definitely agree with using a password manager, you also should be careful of who you trust with your information. LastPass recently had a data breach where hackers got away with a significant amount of personal information – thankfully no encrypted passwords were taken, but the fact that they were able to get as much as they did is slightly concerning. You’d think that a company who’s only goal is to increase your online security would be able to defend against intrusions by attackers.
These are my practices for your information. You should make a decision that's best for you.
To note:
Benefits:
Using a password manager:
Note that many of these features can be handled/provided by other password manager software, free and at cost
Here is a possible password I might use: cqLbq2NHcuNmgU
– 14 characters, upper and lower case letters, and at least one number. This one has entropy 82.06 which is deemed “good”.
Another: M6dehfJRn7dz7lM82K
18 characters with entropy 101.60 and is deemed “excellent” by KeePass.
By comparison
password | entropy 1.00 |
Password | entrypy 2.00 |
P@$$w0rd | entropy 3.58 (and P@$$w0 has entropy 16.80 !) |
There are other capabilities of a KeePass password manager, such as autofill (it'll copy and enter passwords for you) and URL entry (it'll type your site's URL into your browser), and more; but I do not have experience with these.
on smi macbook